Issued by
Arranged
Built by
AQP delivers 100% capital protection at maturity with exposure to global markets, the retirement solution your clients need when volatility matters most.
100%
Subject to issuer solvency
5 Year
With averaged final valuation
The Problem
For clients approaching or in retirement, market volatility isn’t just uncomfortable, it can permanently damage years of careful planning.
Stay fully invested with capital needed on a deadline and early losses may not have time to recover, permanently reducing the value available when it matters most.
Moving heavily into cash or bonds may reduce volatility, but it can also quietly erode the best possible client outcomes through missed growth opportunities.
Join forward-thinking advisory firms using defined-outcome solutions to manage their clients’ wealth.
The Solution
It gives advisers a structured way to protect capital, manage expectations and keep clients invested without relying on hope and market timing.
The Result: Clients participate in AQ Global 60 portfolio returns up to a cap, while downside protection at maturity ensures capital is preserved — even in severe market declines. Returns beyond the cap are not captured.
Capital protection subject to GSBE credit risk
Built for Advisers
Goldman Sachs Bank Europe (A1 / A+ / A+) with daily pricing and platform accessibility
Built in-line with 8AM’s long-standing, data-driven AQ Global portfolios trusted by advisory firms
Supports sequencing-risk management and behavioural discipline during volatility
Clear communication tools, transparent pricing, fair cost structure for your practice
The team at 8AM clearly understood our objectives. They adapted and adjusted, quickly factoring in the unique quirks of our existing methodology and specific requirements. Their knowledge of the industry, fund selection proposition and risk management matched our own, and they’ve been instrumental in completing the transition into the next phase of our business, targeting outperformance for the future.
SOUTHAMPTON
Via an inheritance, my client wasn’t currently sure what she wants to use the money for, but wanted to see some growth in the meantime and retain flexibility. Given the sentimentality attached to the money, ensuring it didn’t fall in value was key.
LONDON
We have enjoyed a professionally collaborative relationship with 8AM. It has been all that was promised and all that we asked for. They are not hamstrung by being too large, hence they are able to provide a truly superb service to us and our mutual clients.
CARDIFF
It is a pleasure to work with the team at 8AM Global in providing MPS investments solutions for our clients. As a Financial Planner, 8AM provide us with the support we need in terms of both clients and the business and most importantly on a personal basis. Yes, remember that?
CHESTERFIELD
A better solution than the smoothed funds or previous locked in versions, I’ve used historically
LINCOLNSHIRE
An intriguing and fresh product for the right category of client.
YORKSHIRE
Perfect for slightly more cautious clients and/or bucketing retirement pots.
DERBY
Get comprehensive documentation, positioning guides, and implementation resources. Be among the first UK advisory firms to offer AQ Protected portfolios.
1-5 Stud Offices, Redenham Park, Andover, Hampshire, SP11 9AQ
8AM GLOBAL LIMITED is authorised and regulated by the Financial Conduct Authority under registration number 937456. Registered in England & Wales.